A Review of Regulatory Proposals on Basel Capital and Commercial Real Estate: Hearing Before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Ninth Congress, Second Session, September 14, 2006, Volume 4 |
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A-IRB Advanced Approaches ANPR BANCORP bankers banking agencies banking organizations Basel Accord Basel Capital Basel Capital Accord Basel IA Basel II banks Basel II NPR believe BHCs billion capital adequacy capital levels capital requirements capital rules capital standards Chairman BACHUS Citigroup commercial real estate community banks competitive concentration risk concerns construction CRE concentrations CRE lending CRE loans credit risk economic equity excess regulatory capital FDIC Federal Reserve financial institutions Financial Services growth holding company ICBA implementation increase investment investors issues leverage ratio LTV ratios merger activity mortgage loans naked short naked short selling operational risk percent proposed guidance rates real estate lending real estate loans real estate market regulatory capital requirements REITs reported residential result risk management practices risk sensitive risk weight risk-based capital safety and soundness September 14 standardized approach supervisory thresholds Thrift Tier 1 capital Total Assets U.S. banks underwriting
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Page 205 - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation...
Page 1 - US HOUSE OF REPRESENTATIVES, SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT, COMMITTEE ON FINANCIAL SERVICES, Washington, DC The subcommittee met, pursuant to call, at 10:04 am, in Room 2128, Rayburn House Office Building, Hon.
Page 156 - Accords), the International Organization of Securities Commissions, and the International Association of Insurance Supervisors to deal with issues common to the banking, securities and insurance sectors, focusing especially upon oversight of financial conglomerates.
Page 155 - Association, brings together the shared interests of nearly 600 securities firms to accomplish common goals. SIA member-firms (including investment banks, broker-dealers, and mutual fund companies) are active in all US and foreign markets and in all phases of corporate and public finance.
Page 163 - The Independent Community Bankers of America represents the largest constituency of community banks of all sizes and charter types in the nation, and is dedicated exclusively to representing the interests of the community banking industry.
Page 155 - HOUSE COMMITTEE ON FINANCIAL SERVICES SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT UNITED STATES HOUSE OF REPRESENTATIVES...
Page 194 - Board of Governors of the Federal Reserve System, 20th Street and Constitution Avenue, NW., Washington, DC 20551.
Page 2 - Chair for holding this hearing and I look forward to hearing from our witnesses. Mr.
Page 96 - Member Board of Governors of the Federal Reserve System before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services US House of Representatives...
Page 173 - ... mandated by the Federal Deposit Insurance Corporation Improvement Act of 1991 (FDICIA...