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Witness further testified that, when she left Beakley's store and got near enough, she did not see the shadow, and did not see anything. She was looking right at her house, and was going as fast as she could. At this place many of the citizens used the street, instead of the sidewalk. Joe Butler, one of the plaintiffs, testified:

"That sidewalk was generally and customarily used by the public. The street is constantly used by vehicles. ***The sidewalk in question is ordinarily and customarily used by pedestrians going back and forth."

[1] On these facts the trial court instructed a verdict for the defendants. They seek to sustain this instruction on two grounds: First, that Mrs. Butler was guilty of contributory negligence as a matter of law in using the sidewalk rather than the street; and, second, that she was guilty of contributory negligence in failing to keep a proper lookout for the pole which she knew to he across the sidewalk. The first point has been directly decided against appellees. In Ball v. City of El Paso, 5 Tex. Civ. App. 221, 23 S. W. 835, Justice Fly, speaking for the court, said:

*

of Galveston v. Hennis, 72 Tex. 558, 11 S. W. 29, 3 Am. St. Rep. 828; City of Austin v. Ritz, 72 Tex. 391, 9 S. W. 884."

See, also, Lee v. Railway Co., 89 Tex. 583, 36 S. W. 63.

Zoellner v. City of Fond du Lac, 147 Wis. 300, 133 N. W. 35, was a suit for personal injuries sustained by plaintiff. He knew of the defect in the sidewalk. Discussing this issue, the Supreme Court of Wisconsin said:

"He [the plaintiff] was in company with his daughter. *** Presumably his attention was by the fact of companionship; and if they were somewhat engrossed by what he was doing and conversing as the daughter testified, that would be sufficient to account for his not remembering the condition of the walk. While the explanatory circumstances tending to excuse forgetfulness are not of the strongest character, yet they are sufficient to constitute a question for the of the defect in the sidewalk and still used it jury. The mere fact that plaintiff knew would not conclusively establish contributory negligence."

We believe the correct rule is thus announced by the Supreme Court of Wisconsin in Petrich v. Union, 117 Wis. 46, 93 N. W. 819:

"Cities and towns are held responsible for the condition of their streets and sidewalks, and they cannot be permitted to shield themselves fect in the highway, may temporarily forget the "A traveler, knowing of the existence of a defrom the charge of negligence in this respect existence of such defect, and yet be in the exerby making the defense that the person injured cise of ordinary care; that it will be presumed, might have gone to his point of destination by in the absence of evidence to the contrary, that some other route. * Even if it had been he remembered the defect, and was negligent in incumbent on appellant to have gone by a differ- falling into it, but that this presumption will ent street, his act in going where he did was give way to explanatory circumstances appearnot in itself such want of care as would justifying in the evidence, showing a reasonable excuse a judge in taking the question from the jury for forgetfulness; and that, when such circumand telling them it was negligence." stances are shown, the question is one for the jury."

[2] The second issue is of more difficulty. If a pedestrian knows of an obstruction across a sidewalk, and fails to use ordinary care for his own safety, and is injured thereby, he is guilty of contributory negligence, and cannot recover. But, as we construe the

decisions of our courts, as well as of other states, this is a question of fact, to be decided by the jury. As said by Justice Head in City of Denison v. Sanford, 2 Tex. Civ. App.

661, 21 S. W. 784:

"It is well settled in this state that knowledge of the defect by an injured traveler prior to the injury is not conclusive evidence of negligence on his part. The question of contributory negligence thus raised is one for the jury under the circumstances of the particular case. Railway Co. v. Gascamp, 69 Tex. 545, 7 S. W. 227; City

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(218 S.W.)

WAHL v. RAMSEY et al. (No. 1040.)

(Court of Civil Appeals of Texas. El Paso. Jan. 22, 1920. Rehearing Denied Feb. 19, 1920.)

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3. ELECTION OF REMEDIES 11-NO ELECTION OF REMEDIES BY SELLER FIRST SUING FOR

PRICE OF BUSINESS INSTEAD OF ON NOTE.

Where plaintiff sold a saloon business to defendants and had the note for the price made payable to a liquor company to which he expected to sell it, there was no election of remedies, preventing suit on the note, by first suing the liquor company for the price of the business sold, but merely a mistake of remedy. 4. BILLS AND NOTES 489(7)—VARIANCE BE

TWEEN PETITION AND NOTE FATAL.

There was a fatal variance between a note reciting that it was given in payment of a liquor business purchased from a third party and a petition alleging that it was given in consideration of a business sold by plaintiff to defendant, and not showing that the note was negotiable, or that it was secured by a chattel mortgage or payable at a bank.

5. APPEAL AND ERROR 930(3) — NO PRESUMPTION IN FAVOR OF VERDICT AS TO ISSUE

ON WHICH THERE WAS NO EVIDENCE.

There was no presumption on appeal in favor of the verdict under Vernon's Sayles' Ann. Civ. St. 1914, art. 1985, as to the issue, not submitted to the jury, of the discharge of a surety by dissipation of the chattel mortgage security, where there was no affirmative evidence to establish what became of the property. Higgins, J., dissenting.

Appeal from District Court, El Paso County; Ballard Coldwell, Judge.

Action by L. O. Ramsey against the Goldoft Liquor Company, which interpleaded George W. Wahl and another. From the judgment, defendant Mrs. George W. Wahl appeals. Reversed and remanded.

M. W. Stanton and M. V. Ward, both of El Paso, for appellant.

Chas. Owen, Jno. F. Weeks, and McKenzie & Loose, all of El Paso, for appellee.

Statement of the Case.

The

HARPER, C. J. On March 13, 1915, L. O. Ramsey filed his original petition in this suit against the Goldoft Liquor Company, a corporation, in which he alleged his cause of action to be suit for $1,250, agreed price of a certain saloon business, goods in stock, etc., sold by plaintiff to defendant. Goldoft Liquor Company answered to the merits, and set up the note which is the basis of the judgment appealed from, and interpleaded appellant, Mrs. Geo. W. Wahl, and Geo. W. Wahl, the makers, prayed judgment over against them in case plaintiff should recover against the company. Defendants answered the latter pleading by general and special exceptions and general denial. Plaintiff then filed first, second, and third amended petitions, but defendants were not made parties to the original cause of action by any of these pleadings. June 18, 1918, by amicus curiæ, filed notice was given that no service had been had upon the Wahls. Whereupon plaintiff filed his fourth amended original petition August 8, 1918, making the Wahls parties and also Terrell, trustee for Goldoft Liquor Company, which had in the meantime become a bankrupt, and citation issued accordingly, shown to be served August 16, 1918. Thereafter, on March 31, 1919, the fifth amended original petition was filed upon which the case went to trial. By this petition plaintiff declared that the liquor business and goods, etc., described in the first pleadings, were, about May 28, 1914, sold to G. W. Wahl for $1,250, and that the latter

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"joined by his mother, Mrs. G. W. Wahl, made, executed, and delivered to the plaintiff for and in consideration of the purchase price of said stock of liquor their certain promissory note for the sum of $1,250, due six months after date, but inasmuch as plaintiff intended to sell said note to Goldoft Liquor Company, the note for convenience was made payable to the Goldoft Liquor Company, but the plaintiff represents that the sale of said note to Goldoft Liquor Company was never consummated, and that said company was holding said note as trustee for plaintiff, who is the owner of same, both legal and equitable; that the note draws interest at the rate of 10 per cent. per annum, and provides for 10 per cent. attorney's fees in case suit is brought on it."

In further description it is further alleged: "The Goldoft Liquor Company, acting through transferred said note without recourse to L. O. its agent and duly authorized representative, Ramsey, and that said transfer was placed upon the back of said note in substantially the following language, 'Pay to L. O. Ramsey without

For other cases see same topic and KEY-NUMBER in all Key-Numbered Digests and Indexes

recourse on us,' signed Goldoft Liquor Co., by [ and the one introduced as to be fatal to a its general manager."

Then follows the allegation that it had been lost. Terrell, as trustee, disclaimed any interest in the note. George W. Wahl answered by general and special exceptions, general denial, specially denied that the note was ever transferred or assigned or delivered to plaintiff. That the alleged agreement, whereby defendants became liable to plaintiff instead of the payee in the note, is barred by the statute of two-year limitation. No consideration, in that the plaintiff took possession of the license and other property and sold same to one Duran, for which there is accord and satisfaction. Mrs. G. W. Wahl adopted the pleadings of her codefendant. That there was executed a chattel mortgage to said Goldoft Liquor Company upon the property described to secure the payment of the said note. That it was primary and first security for its payment. That plaintiff appropriated said property to his own use. Wherefore she, being simply a surety on the note, is thereby discharged. The cause was submitted upon special issues, and upon the verdict judgment was entered for the amount of the note, interest, and attorney's fees, from which Mrs. G. W. Wahl appeals.

Opinion.

[1] It is urged that it was error to permit plaintiff by fifth amended petition to change the nature of his suit as to parties and cause of action. Since the Goldoft Liquor Company and the trustee in effect disclaimed any interest in the note or amount due, and the appellants having been made parties for the limited purpose of a recovery over against them by the liquor company in case judgment was recovered against it, whilst irregular, we can see no reason why by amendment the cause of action should not be asserted against them after citation. Jolley v. Oliver, 106 S. W. 1151.

[2] The plea of two-year limitation does not apply to the now cause of action being bottomed upon the note. The agreement to make the note payable to the Goldoft Liquor Company had the effect to make it the legal owner and holder of the note, but if Ramsey was in fact the equitable owner he could sue in his own name. Guest v. Rhine, 16 Tex.

549.

[3] There was no election of remedies by first bringing his suit against the liquor company for the amount of the price of the business sold, instead of upon the note; it was simply a mistake of remedy. The record does not show that plaintiff had two valid and available and inconsistent remedies, and undertook to pursue one. Therefore there is no election. Ins. Co. v. Eggleston, 195 S. W. 942.

[4] The next is, Is there such a variance between the note described in the pleadings

recovery? The note declared upon, described

in the original statement of the pleadings above, is a demand note, etc. The note introduced in evidence to support the plea is a negotiable promissory note for $1,250, payable to the order of Goldoft Liquor Company, with the recital:

"This note is further secured by a chattel mortgage on the property this day acquired from the Goldoft Liquor Company." "This note payable at the Commercial National Bank of El Paso, Texas."

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The pleading is that the note was given in consideration of a liquor business sold by him to the defendant Geo. W. Wahl. The note recites that it was given in payment of a liquor business that day purchased from the Goldoft Liquor Company. The variance is fatal to the judgment. Sweetzer, Pembroke & Co. v. Claflin, 74 Tex. 667, 12 S. W. 395.

[5] It is further urged that, Mrs. G. W. Wahl, appellant, being a surety on the note, and the jury having so found, and she hav ing pleaded that a chattel mortgage was executed to secure its payment upon the property sold, for which the note was executed as sole consideration, and it further appearing from the uncontradictory evidence that this security was dissipated with knowledge of plaintiff, and no diligence shown by plaintiff in applying the security to the debt, that the appellant is discharged. This issue was not submitted to the jury, but there is no affirmative evidence to establish what be came of this property, so the court could not find this issue in favor of the judgment; therefore there can be no presumption in favor of the verdict upon appeal under Rev. Stat. (Vernon's Sayles') art. 1985. Kempner v. Patrick, 43 Tex. Civ. App. 216, 95 S. W. 51.

There are other questions proposed by appellant not in proper form of assignments of error, which strongly urge, in our minds, a reversal of the case. For instance, the pleadings in this case strongly indicate that plaintiff was never either the legal or equitable owner and holder of this note, and the testimony of plaintiff strongly indicates that he never in fact was in a position to demand or collect the amount of this note from appellant, Mrs. G. W. Wahl. The cause is therefore reversed and remanded for new trial.

HIGGINS, J. (dissenting). From the rulings of the majority upon which the reversal is based I dissent for the following reasons:

First. If there is any variance between

(218 S.W.)

PLAINTIFF HAS
BURDEN OF PROVING DEBTOR'S OWNERSHIP
OF FUNDS.

the notes sued upon and the one offered in | 2. GARNISHMENT 162
evidence, it is a matter of misdescription on-
ly, and was not such as tended to mislead
or surprise the appellants, and was properly
disregarded by the court. Washington v.
Bank, 64 Tex. 4; McClelland v. Smith, 3
Tex. 210; Hays & Co. v. Samuels & Sons, 55
Tex. 560; Taylor v. Merrill, 64 Tex. 494;
and other cases cited in 13 Encyclopedic Di-
gest, 1168, 1169.

In garnishment proceedings the burden of proof that the funds in the hands of garnishee belonged to the debtor rests upon the plaintiff. Appeal from Smith County Court; W. R. Castle, Judge.

Suit by the Moore Grocery Company against Henderson & Rhoades, a partnership commonly known as the Aubrey Milling Company, in which a writ of garnishment

was issued against the People's Guaranty State Bank of Tyler, Tex., one of appellees, which answered that it held certain funds to the credit of Denison Bank & Trust Com

Second. It appears from the undisputed evidence of the plaintiff Ramsey that he knew nothing about the chattel mortgage having been executed to secure the payment of this note until the trial of the case. Furthermore, if the property mortgaged was dissipated, there is nothing to show that he was responsible therefor. If it was dissipat-pany. Trial before the court without a jury. Judgment for plaintiff against the garnishee, ed and lost it was done by the mortgagor, and the Denison Bank & Trust Company G. W. Wahl, the principal obligor in the note sued upon. Furthermore, the chattel mort- appeals. Reversed, and judgment rendered for garnishee. gage mentioned covered the following:

"All stock of whisky, both barrel and bottle goods; all beer and glassware; one liquor dealers license; one National cash register; twelve chairs; three tables; all located in building on east side, Main street, Ysleta, Tex."

The stock of whisky mortgaged represented the stock in trade of a retail liquor dealer, which was to be sold in the ordinary course of business, and was void as to that item. As to the liquor dealer's license, the lapse of time rendered it of no value.

J. A. Bulloch, of Tyler, and Jno. T. Suggs, of Denison, for appellant.

Price & Beaird and Johnson & Edwards, all of Tyler, for appellees.

HODGES, J. This appeal is from a garnishment proceeding in the county court of Smith county. The controversy originated in a suit filed in the county court by the Moore Grocery Company against Henderson & Rhoades, a partnership commonly known as the Aubrey Milling Company. The suit was based upon a claim for damages growing out of a shipment of goods. On the same day the suit was filed the plaintiffs in that

It does not seem to the writer that the appellee in this case, upon the record presented, can be defeated of his right to re-action secured a writ of garnishment against cover against the surety, Mrs. Wahl, upon the theory that he has been a party to a dissipation of the mortgaged property, nor upon the theory that he has not been diligent in applying the security of the mortgage to the payment of his debt.

the People's Guaranty State Bank of Tyler, which prior to that time had collected from the Tyler Grocery Company and R. M. Jeter drafts drawn by the Aubrey Milling Company on the Tyler Grocery Company and Jeter. Those drafts were drawn in favor of the First Guaranty State Bank of Aubrey,

The writer is of the opinion that no reversible error is presented, and that the judg-Tex., and had been sent to the People's Guarment should be affirmed, and here now enters of record the grounds of his dissent from the rulings of the majority, as by law required.

anty State Bank of Tyler for collection by the Denison Bank & Trust Company. In answering the garnishment writ the People's Guaranty State Bank of Tyler denied that it was indebted to Henderson & Rhoades or the Aubrey Milling Company; alleged that it had not in its possession any effects be

DENISON BANK & TRUST CO. v. PEO- longing to them and did not know of any

PLE'S GUARANTY STATE BANK
OF TYLER et al. (No. 2164.)

(Court of Civil Appeals of Texas. Texarkana. Nov. 6, 1919.)

1. GARNISHMENT 164-EVIDENCE INSUFFICIENT TO SHOW THAT FUNDS BELONGED TO DEBTOR.

In a garnishment proceeding evidence held insufficient to support a finding that funds held by the garnishee belonged to the debtor against whom plaintiff had filed suit.

It one indebted to Henderson & Rhoades. further alleged that on or about the 5th day of September, 1918, the Denison Bank & Trust Company sent to the garnishees two drafts, one for $1,790 and another for $591.75. drawn by the Aubrey Milling Company on the Tyler Grocery Company and R. M. Jeter, respectively; that on the 13th day of September, 1918, those drafts were paid, and that it did not know to whom the proceeds belonged; that it held them to the credit of the Denison Bank & Trust Company, and

For other cases see same topic and KEY-NUMBER in all Key-Numbered Digests and Indexes 218 S.W.-36

asked that the latter be made a party to the | Company. The drafts were sent to the Denisuit in order to determine the ownership son Bank & Trust Company indorsed "Pay of the funds. to any bank, banker, or trust company." They were accompanied by a slip on which was written the following, "We inclose for collection and credit," signed by the cashier. The Denison Bank & Trust Company then forwarded the drafts for collection to the Tyler bank.

The plaintiff in the suit, the Moore Grocery Company, contested the answer of the People's Guaranty State Bank and alleged that it had good reason to believe and did believe that the funds mentioned in the answer of the garnishee were in fact the property of Henderson & Rhoades, otherwise known as the Aubrey Milling Company, and were not the property of the Denison Bank & Trust Company. The Denison Bank & Trust Company in an amended answer alleged that the funds held by the garnishee were the proceeds of the two drafts above mentioned; that prior to the issuance and service of the writ of garnishment those drafts were for their full value sold and transferred to it, and that the Denison Bank & Trust Company was then the holder and owner of the funds on deposit in the People's Guaranty State Bank of Tyler; that on the date the drafts were drawn the Aubrey Milling Company presented them to the First Guaranty State Bank of Aubrey, Tex., and requested the bank to purchase them, which was done; that the First Guaranty State Bank of Aubrey then sold the drafts to the defendant Denison Bank & Trust Company for the face value thereof. In reply to this answer the plaintiff filed a general denial. In a trial before the court without a jury judgment was rendered in favor of the plaintiff against the garnishee.

[1, 2] It is contended on this appeal that the evidence was insufficient to support a finding that the funds held by the People's Guaranty State Bank of Tyler, the garnishee, belonged to Henderson & Rhoades, the debtors, against whom the Moore Grocery Company had filed its suit; and we are of the opinion that this is correct. In garnishment proceedings the burden of proving that the funds in the hands of the garnishee belong to the debtor rests upon the plaintiff in the suit. Eastline, etc., R. R. Co. v. Terry, 50 Tex. 129; Smith v. Merchants' Bank, 40

S. W. 1040; South Texas Bank v. Texas, etc., Lbr. Co., 30 Tex. Civ. App. 412, 70 S. W. 769. The facts developed on the trial show that on the date they were issued a member of the firm of Henderson & Rhoades drew the drafts mentioned in the name of his firm, payable to Nustain, cashier of the First Guaranty State Bank of Aubrey, and requested that credit for that amount be entered in favor of Henderson & Rhoades. The drafts were accepted by that bank at their face value and credit therefor entered on the books of the bank in favor of the Aubrey Milling Company, under which name Henderson & Rhoades were doing business. The amount thus credited was subject to check, and before the institution of this suit had been drawn out by the Aubrey Milling

The evidence clearly establishes the fact that the drafts had been sold by Henderson & Rhoades to the Aubrey bank. That transaction was sufficient to divest Henderson & Rhoades of their title to the funds thereafter paid in satisfaction of the drafts. That being true, it was immaterial, so far as the issues in this appeal are concerned, which owned the funds, the Aubrey bank or the Denison Bank & Trust Company. The failure of the plaintiff in the suit to prove that the funds belonged to Henderson & Rhoades was enough to require the rendition of a judgment in favor of the garnishee. It is true that the Aubrey bank is not a party to this suit and is not here claiming any interest in the funds. But the testimony of its officers that the drafts had been sold by that bank to the Denison Bank & Trust Company should not have been discredited by the trial court. The sale by the drawers to the Aubrey bank was not disputed by any witness, and there was no evidence tending to impeach their testimony. The transaction thereafter between those two banks was one between third parties with which the appellee had no concern. Evidence tending to impeach the sale to the Denison Bank & Trust Company did not establish the ownership of the funds by Henderson & Rhoades,

the debtors.

The judgment will here be reversed, and here rendered for the garnishee.

DENISON BANK & TRUST CO. v. PEO-
PLE'S GUARANTY STATE BANK
OF TYLER et al. (No. 2163.)
(Court of Civil Appeals of Texas. Texarkana.

Nov. 20, 1919. Rehearing Denied
Dec. 4, 1919.)

Appeal from Smith County Court; W. R. Castle, Judge.

Henderson & Rhoades, a partnership commonly Suit by the Moore Grocery Company against known as the Aubrey Milling Company, defendant, and the People's Guaranty State Bank of Tyler, garnishee, to which the Denison Bank & Trust Company was made a party defendant. From judgment rendered the Denison Bank & Trust Company appeals. Reversed and rendered for garnishee.

J. A. Bulloch, of Tyler, and Jno. T. Suggs, of Denison, for appellant.

Price & Beaird, of Tyler, for appellees.

LEVY, J. This appeal is from a garnishment proceeding in the county court. The case of

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