of the day on which he made his first deposit, forward his book to of Depositor's the Treasury Office, in a cover to be obtained at the Savings Bank, book to the Treasury in order that the entries in the said book may be compared with Office. the entries in the books of the Treasurer, and that the interest due to the Depositor may be inserted in his book.

5 years un

8a. When the account of any Depositor, whose balance is under Small £1, shall have remained for 5 years without any deposit being accounts added thereto or any withdrawal therefrom, it shall be lawful for remaining for the Treasurer for the time being to close his account and transfer touched to whatever balance may be standing in the name of the Depositor to be closed. the credit of an account to be intituled "Savings Bank, Closed Deposits Account." Provided, nevertheless, that the closing of the account shall be no bar to an application thereafter to withdraw whatever amount may have stood to his credit by a Depositor in accordance with the said Ordinance or these Rules. (10th November, 1898.)

9. No charge shall be made upon Depositors for the books at Depositor's first supplied to them, or for books issued to them in continuation book. thereof; but if any Depositor shall lose his book, and shall desire a new book, application must be made by him to the Treasurer, by letter, stating the circumstances, and enclosing a shilling in silver, or postage stamps of the value of one shilling, to pay for the new book, should the application be granted; and the Treasurer shall, as he thinks fit, issue a new book, or return the shilling or stamps. to the applicant.

10. No charge shall be made upon the Depositors for the trans- Charges. mission of their books to the Treasurer or for the return thereof to them, or for any application they may have to make for acknowledgments of Deposits, or for any application or necessary letter of inquiry respecting the sums deposited by them, or for the replies thereto.

11. Any Depositor wishing to withdraw the whole or part of the Withdrawals. sum deposited by him, must make application for the same to the Treasurer in the following form, a printed copy of which may be obtained at the Savings Bank. If such application is made in respect of a withdrawal of a sum amounting to or exceeding the sum of £50, then and in such case such notice shall be given seven clear days previous to the withdrawal of such sum. Depositor's Book.

(Date)

day of

To the Treasurer,

Lagos.

18.

D

Form of notice of withdrawals.

from my

D.

I do hereby give notice that I wish to withdraw the sum of deposit account, bearing the above number in the books of the Savings Bank, and I request that a warrant may be issued for the above-named sum and made payable to me at the Savings Bank.

Signature
Address
Occupation

}

of Depositor.

Form of warrant.

E.

In this form the Depositor must specify the number of his book, the sum he wishes to withdraw, and his occupation, and residence. On receipt of this application, a warrant, in the following form, for the amount required, shall be delivered to him.

To be issued to enable a Depositor to receive payment of a sum withdrawn.
Depositor's Book.

Pay

of

Warrant No.

Savings Bank Department,

Treasury Office, Lagos.

18

To the Treasury Office.

the sum of

on production of his Deposit Book, and on his satisfying you that he is the person entitled to the same, and charge the amount to this Department.

Repayment to a Depositor unable to

attend personally.

£

Entered.

I hereby acknowledge the receipt of the above-named sum.

(Signature of Depositor.)

Stamp of

Office.

This warrant must be presented by the Depositor at the Savings Bank together with the Depositor's Book, in which the Treasurer or Officer acting for him shall enter the amount repaid, and attest the entry with his signature and the dated stamp of his Office. The Treasurer shall take a Receipt from the Depositor on the warrant for the amount repaid to him, which Receipt is not chargeable with stamp duty.

The Treasurer shall endeavour to prevent fraud and to identify every Depositor transacting business with the Savings Bank; but if any person shall fraudulently represent himself to be a Depositor, and by forwarding the proper notice of withdrawal, and by presentation of a Depositor's Book, and compliance with the Rules of the Department, shall obtain any sum of money belonging to the Depositor, the Treasurer shall not be responsible for the loss thereof.

When the Treasurer is unable to identify any person representing himself to be a Depositor, he may, notwithstanding that such person may be in possession of a Depositor's book, require, if he thinks fit, from such person a certificate signed by a District Commissioner or any Justice of the Peace or by any two known and respectable residents of the place in which such person resides, declaring the identity of such person with the Depositor mentioned in the Depositor's book or in the Declaration made pursuant to the provisions of Rule Three.

12. Repayments shall be made only to the Depositor in person or to the bearer of an Order under his hand, signed in the presence of a Clergyman of the Church of England or other Minister of Religion resident in the Colony, of a District Commissioner, or of a Justice of the Peace, or, in case of sickness, of a duly qualified Medical Attendant. If the Depositor be resident out of the Colony

of Lagos, his signature must be verified by a Magistrate or Consular Officer of the District or place in which he resides.

13. The following is the Form of Order to be signed by the Form of Depositor on such occasions, a copy of which may be obtained at Order. the Savings Bank.

Form of Order to be signed by a Depositor who cannot attend personally to receive payment.

I, the undersigned, do hereby authorize and direct

F

the bearer of this Order, to receive on my account the sum of
due to me under the above

described Warrant of the Savings Bank, for which sum the receipt of the
above named person shall be a good and sufficient discharge.

F.

As witness my hand, this

day of

18

14. In case any Depositor shall die leaving any sum of money Funds of a not exceeding £10, exclusive of interest, deposited in the Savings deceased Bank, and Probate of his Will, or Letters of Administration, be exceeding Depositor not not produced to the Treasurer, or if notice in writing of the exist- £10. ence of a Will, and intention to prove the same, or to take out Letters of Administration, be not given to the Treasurer, at his principal Office, within the period of three months from the death of the Depositor; or if such notice be given, but such Will be not proved, or Letters of Administration be not taken out, and the Probate or Letters of Administration (as the case may be) produced to the Treasurer within the period of six months from the death of the Depositor; it shall be lawful for the Treasurer after such period of three or six months, as the case may be, to pay and divide such funds at his discretion to or amongst the widow, or relatives, of the deceased Depositor or any one or more of them; or, if he shall think proper, according to the Statute of Distributions.

15. In case any Depositor shall die leaving any sum of money Funds of a in the Savings Bank which (exclusive of interest) shall exceed the deceased Depositor sum of Ten Pounds, the same shall only be paid to the Executor above £10. or Administrator on the production of the Probate of the Will, or Letters of Administration to the Estate or Effects, of the deceased Depositor, to the Treasurer.

16. If any Depositor, being illegitimate, shall die intestate Payment on leaving any person or persons who, but for the illegitimacy of such death of a Depositor, would be entitled to the money due to such deceased Depositor, Depositor, it shall be lawful for the Treasurer to pay the money of gitimate such deceased Depositor to any one or more of the persons who, in and dying

being ille

intestate.

Payment on death of a Depositor intestate and leaving illegitimate relations.

Incapacitated
Depositors.

Officers not to disclose particulars of deposits: penalty on so doing.

Interpretation.

his opinion, would have been entitled to the same according to the Statute of Distributions, if the said Depositor had been legitimate.

17. If any Depositor shall die intestate leaving any person or persons who, but for his or their illegitimacy, would be entitled to the money due to such deceased Depositor, it shall be lawful for the Treasurer to pay the money of such deceased Depositor to such person or persons as would have been entitled thereto if he or they had been legitimate.

18. If any Depositor shall become insane, or otherwise incapacitated to act, and the same shall be proved to the satisfaction of the Treasurer, and if the Treasurer shall be satisfied of the urgency of the case, he may authorize payment, from time to time, out of the funds of such Depositor to any person whom he shall judge proper, and the receipt of such person shall be a good discharge for the same. Provided always that where a Guardian or Committee of the estate or person and estate of such Depositor shall have been duly appointed by the Court, payment shall be made to such Guardian or Committee.

19. The Officers of the Treasury engaged in the receipt or payment of deposits shall not disclose the name of any Depositor, nor the amount deposited or withdrawn by him, except to the Treasurer or to such of his Officers as may be appointed to assist in carrying out the provisions of "The Lagos Treasury Savings Bank Ördinance, 1886." Any Officer so offending shall forfeit and pay a sum not exceeding One hundred pounds, which shall be recoverable by suit or prosecution in the name of the Attorney-General or of the Treasurer.

20. In the construction of these Regulations, unless there is something in the subject or context repugnant thereto, every word importing the singular number only shall mean and include several persons or things, as well as one person or thing, and the converse; and every word importing the masculine gender only shall mean and include a female as well as a male; and the word month shall refer to a calendar and not a lunar month.

No. 5.-1886.

AN ORDINANCE providing for a subsidy in aid of the
construction of a certain Telegraph Line out of the
Revenue of the Colony.
[13th July, 1886.

Whereas under an agreement dated the 19th day of January, 1886, and made between the Imperial Government and the Eastern and Brazilian Telegraph Companies, a submarine telegraph line is being constructed from the Island of St. Vincent to the West Coast of Africa:

And whereas it is expedient that for twenty years there be paid out of the Revenue of the Colony a subsidy in aid of the construction of the said Telegraph Line:

Be it therefore enacted by the Governor of the Colony of Lagos by and with the advice and consent of the Legislative Council thereof as follows:

1. There shall be and hereby is granted to the Imperial Govern- £1,000 per ment out of the Revenue of the Colony, One thousand pounds annum to be paid to the sterling per annum for Twenty years as a subsidy in aid of the Imperial construction of the telegraph line now in course of construction Government from the Island of St. Vincent to the West Coast of Africa, and as a subsidy. the annual payment of such sum for the period aforesaid shall be and the same is hereby made a charge upon the Revenue of the Colony from a date to be declared by the Governor in writing under his hand, to be published in the Government Gazette of the Colony.

the Lords

2. It shall be lawful for payments under this Ordinance to be Payments to made to the credit of the Lords Commissioners of the Treasury, be made to and the receipt of the Officer for the time being in charge of the the credit of Imperial Treasury Chest in the Gold Coast Colony or of any other Commisofficer of the Imperial Government authorized in that behalf shall sioners of the be a sufficient proof of any such payment. Treasury.

3. This Ordinance may be cited as "The Telegraph Line Sub- Short Title. sidy Ordinance, 1886."

4th September, 1886, fixed by proclamation of 5th November, 1886, published in Gazette, 1886, p. 418.