Lost Sommer

Americans are being overwhelmed with debt. 71% of all Americans live paycheck to paycheck. The average American spends $1.25 out of every dollar earned. There is a bankruptcy filed every 15 seconds. 89% of all divorces are directly related to debt. Our senior citizens are using credit cards 90% more often than 10 years ago. Everyone wants our money and sadly enough we are giving it to them. More than we earn! "Knock Out Your Debt" will take you on a journey to Financial Peace Of Mind. This is NOT a get rich quick program, but an exciting trip to Financial Independence.

"Knock Out Your Debt" will teach you proper money management skills. Avoid the credit card, buy now, pay later attitude. Learn how to take control of your finances. What to do if you cannot pay your bills. The importance of your credit report and FICO score. Your FICO score is one of the most important numbers you own. How do you raise your FICO score. What is your debt-to-income ratio and how is it used by lenders. Keeping track of your spending habits, as an accounts receivable/accounts payable department does to stay in business. Simple ideas and tasks that will increase your income. Proper budgeting. Practice the technique to get out of debt in the shortest amount of time possible; the roll up process. Individual chapter questions to sharpen your knowlege of money. Knowledge is power, but only another word with-out action steps and a specific game plan. I can guarantee your results if you follow the advice. This book can change your life forever. However, it is up to you. Who are each of us accountable for? You can do this! Where do finances rate as a priority when it comes to you and your family? Avoid unexpected surprises. Start today! Dare to dream and make them come true.