JOURNAL

OF THE

INSTITUTE OF BANKERS.

92977

(founded 1879.)

VOL. III.-YEARS 1881-82.

LONDON:

WATERLOW AND SONS LIMITED, LONDON WALL, E.C.

1882.

NOTICE.

The Council of the Institute of Bankers desire it to be distinctly understood that Authors alone are responsible for the contents of their papers, both as to matters of fact and of opinion, and, also, that the Institute accepts no responsibility for the opinions which may be expreseed in the various discussions.

The Institute of Bankers.

.

FOUNDED

1879.

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tinctly

ents of

IPresident.
SIR JOHN LUBBOCK, BART., M.P., F.R.S., D.C.L., LL.D.

Vice-Presidents.
R. C. L. BEVAN, ESQ.

SIR CHARLES II, MILLS, BART., M.P.
W. BECKETT DENISON, ESQ.

R. H. INGLIS l'ALGRAVE, Esq.
DONALD LARNACH, Esq.

R. B. WADE, Esq.
SAMPSON S. LLOYD, ESQ.

SIR SYDNEY H. WATERLOW, BART., M.P.

Trustees.
SIR JOHN LUBBOCK, BART., M.P.
RICHARD B. MARTIN, Esq., M.P.
GEORGE RAE, Esq.

Treasurer.
RICHARD B. MARTIN, Esq., M.P.

Bouncil.
H. F. BILLINGHURST..

London and Westminster Bank, Limited.
JOHN H. BUTT

Australian Joint Stock Bank.
CHARLES CHAMBERS

Provincial Bank of Ireland.
HAMMOND CHUBB

Bank of England.
ROBERT DAVIDSON

Bank of Scotland.
JOHN DUN

Parr's Banking Company, Limited.
R. N. FOWLER, M.P.

Mersrs. Dimsdale & Co,
J. HOWARD) GWYTHER

(bartered Bank of India, Australia and China.
LUKE HANSARD ..

Messrs. Martin & Co.
WILLIAM HOWARD

London and County Banking Co., Limited.
A. G. KENNEDY

City Bank,

Limited.
W. C. MULLINS

Chartered Bank of India, Australia and China.
W. F. NARRAWAY

London Joint Stock Bank.
CHARLES T. PRAED

Messrs. Praeds & Co.
F. G. HILTON PRICE

Messrs. Child & Co.
T. G. ROBINSON

National Provincial Bank of England, Limited.
HON. H. D, RYDER

Messrs. Coutts & Co.
ROBERT SLATER..

Union Bank of London.
JERVOISE SMITH ..

Messrs. Smith, Payne & Smiths.
A. A. DE L. STRICKLAND. Messrs. Hoare.
H. L. TAYLOR..

Bank of Victoria.
J. HERBERT TRITTON

Messrs. Barclay & Co.
T. R. WILKINSON..

Manchester and Salford Bank, Manchester.
ROBERT WILLIAMS, JUN. Messrs. Williams, Deacon & Co.

Wonorary Secretaries.
JOHN H. BUTT

Australian Joint Stock Bank.
L. HANSARD

Messrs. Martin & Co.

Bankers.
MESERS. MARTIN & Co., 68, Lombard Street.

Solicitors.
MESSRS. JANSON, COBB & PEARSON, 41, Finsbury Circus, E.C.

Secretary
W. TALBOT AGAR.

Offices.
11 & 12, CLEMENT'S LANE, LOMBARD STREET, E.C.

o, that

may be

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