The Insurance Law Journal, Volume 6; Volume 26

Front Cover
D.T. & L.H. Potter, 1897 - Insurance law

From inside the book

Selected pages

Other editions - View all

Common terms and phrases

Popular passages

Page 177 - This entire policy, unless otherwise provided by agreement indorsed hereon or added hereto, shall be void if the insured now has or shall hereafter make or procure any other contract of insurance, whether valid or not, on property covered in whole or in part by this policy...
Page 524 - ... this insurance, as to the interest of the mortgagee, [or trustee] only therein, shall not be invalidated by any act or neglect of the mortgagor or owner...
Page 746 - ... if the interest of the insured be other than unconditional and sole ownership; or if the subject of insurance be a building on ground, not owned by the insured in fee simple...
Page 798 - ... if the hazard be increased by any means within the control or knowledge of the insured...
Page 47 - It is furthermore hereby provided and mutually agreed, that no suit or action against this company, for the recovery of any claim by virtue of this policy, shall be sustainable in any Court of Law or Chancery until after an award shall have been obtained fixing the amount of such claim in the manner above provided...
Page 888 - In the event of disagreement as to the amount of loss the same shall, as above provided, be ascertained by two competent and disinterested appraisers, the insured and this company each selecting one, and the two so chosen shall first select a competent and disinterested umpire; the appraisers together shall then estimate and appraise the loss; stating separately sound value and damage, and, failing to agree, shall submit their differences to the umpire; and the award in writing of any two shall determine...
Page 92 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what It would then cost the Insured to repair or replace the same with material of like kind and quality...
Page 7 - In any matter relating to this insurance, no person, unless duly authorized in writing, shall be deemed the agent of this company.
Page 88 - This policy shall not be valid until countersigned by the duly authorized agent of the company at...
Page 247 - Negligence is the omission to do something which a reasonable man, guided upon those considerations which ordinarily regulate the conduct of human affairs, would do, or doing something which a prudent and reasonable man would not do.

Bibliographic information