Securing Electronic Personal Data: Striking a Balance Between Privacy and Commercial and Governmental Use : Hearing Before the Committee on the Judiciary, United States Senate, One Hundred Ninth Congress, First Session, April 13, 2005, Volume 4 |
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accounts Acxiom addition Americans Amy's April 13 Arlen Specter Attorney bill California law Chairman SPECTER ChoicePoint clients Committee companies CONGRESS THE LIBRARY consumer reporting agencies credit card Credit Reporting Act crime criminal customers data brokers data mining databases DEMPSEY disclosure Docusearch Electronic Personal Data ensure entities Fair Credit Reporting FCRA Federal Trade Commission files financial institutions FTC's GLBA Gramm-Leach-Bliley Gramm-Leach-Bliley Act ID Theft identity theft individuals information brokers information security Internet investigation issues legislation legitimate LexisNexis LIBRA LIBRARY OF CONGRESS Majoras million notice notify obtain passwords permissible purpose personally identifiable information phone number protect public record information RARY regulated require RESS Safeguards Rule SANFORD screening Secret Service Securing Electronic Personal security breach Seisint Senator FEINSTEIN Senator Leahy Senator SCHUMER sensitive information Social Security numbers SWECKER Thank transactions U.S. SENATOR unauthorized Vermont Youens
Popular passages
Page 113 - ... system of records" means a group of any records under the control of any agency from which information is retrieved by the name of the individual or by some identifying number, symbol, or other identifying particular asE signed to the individual; (6) the term "statistical record...
Page 172 - The Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation...
Page 57 - A consumer reporting agency which furnishes a consumer report for employment purposes and which for that purpose compiles and reports items of information on consumers which are matters of public record and are likely to have an adverse effect upon a consumer's ability to obtain employment shall...
Page 209 - New York North Carolina North Dakota Ohio Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming LLL KAT°.
Page 92 - Under section 5 of the Federal Trade Commission Act, which prohibits "unfair or deceptive acts or practice in commerce," the Commission has authority to take action against deceptive packaging.
Page 179 - The FTC works with institutions that maintain personal information to identify ways to keep that information safe from identity theft. In 2002, the FTC invited representatives from financial institutions, credit issuers, universities, and retailers to a roundtable discussion of what steps entities can and do take to prevent identity theft and ensure the security of personal information in employee and customer records. This type of informal event provides an opportunity for the participants to share...
Page 57 - ... (1) at the time such public record information is reported to the user of such consumer report, notify the consumer of the fact that public record information is being reported by the consumer reporting agency, together with the name and address of the person to whom such information is being reported; or (2) maintain strict procedures...
Page 177 - ... complaint into the Clearinghouse. 50 The FTC has also taken the lead in the development and dissemination of consumer education materials. To increase awareness for consumers and provide tips for minimizing the risk of identity theft, the FTC developed a primer on identity theft, ID Theft: What's It All About? Together with the victim recovery guide, Take Charge: Fighting Back Against Identity Theft, the two publications help to educate consumers. The FTC alone has distributed more than 1.4 million...
Page 177 - ... (2) contact each of the creditors or service providers where the identity thief has established or accessed an account, to request that the account be closed and to dispute any associated charges; and (3) report the identity theft to the police and get a police report, which is very helpful in demonstrating to would-be creditors and debt collectors that the consumers are genuine victims of identity theft. Counselors also...
Page 176 - To fulfill the Act's mandate, the Commission implemented a program that focuses on collecting complaints and providing victim assistance through a telephone hotline and a dedicated website; maintaining and promoting the Clearinghouse, a centralized database of victim complaints that serves as an investigative tool for law enforcement; and providing outreach and education to consumers, law enforcement, and industry. A. Working with Consumers The Commission hosts a toll-free hotline, 1-877-ID THEFT,...